Everyone if financially capable should get MEDICLAIM Insurance for him/her or his/her family for medical exp.
Reimbursement as chances of any of family member of facing diseases like COVID-19 etc. Insurance companies are providing online payment facilities.
While taking medical policy,you should check following:
- ✅ Cashless claims and amount
- ✅ No. of network hospitals
- ✅ Inbuilt OPD amount
- ✅ Claim settlement ratio
- ✅ Day care procedures
- ✅ Room rent capping
- ✅ AYUSH benefits
- ✅ Tax reduction in sec 80D only if payment otherwise than cash
- ✅ Digital claim settlement facility
(Author of this article is C.A. Pradeep Kumar Varshney.He is an Expert of Economics)