Everyone if financially capable should get MEDICLAIM Insurance for him/her or  his/her family for medical exp.

Reimbursement as chances of any of family member of facing diseases like COVID-19 etc. Insurance companies are providing online payment facilities.

While taking medical policy,you should check following:

1. Cashless claims and amount
2. No. of network hospitals
3. Inbuilt OPD amount
4. Claim settlement ratio
5. Day care procedures
6. Room rent capping
7. AYUSH benefits
8. Tax reduction in sec 80D only if payment otherwise than cash
9. Digital claim settlement facility

(Author of this article is C.A. Pradeep Kumar Varshney.He is an Expert of Economics)